Accident Insurance

Accident insurance offers - AAMI

To get the best result, please update to a recent version of your web browsers. Safeguard yourself and your loved ones from the cost of an accident. Whats accident insurance? Read the Product Disclosure Statement or the Guide to Disclosure of Products. Are there any insured violations? In the case of more serious wounds that take a longer period of your life, e.g. blindness, you will get all the more monetary shelter.

Comprises AAI Ltd. and Suncorp Life & Superannuation Ltd. clients holding AAMI proprietary brand names.

Personal accident insurance - Get a quote online

RACQ Accident Insurance will help you and your loved ones to be protected from the pecuniary effects of a serious accident. Accident death insurance will pay up to $1 million if you are killed as a consequence of an accident. Accident insurance for serious injuries will pay up to $100,000 if you sustain an accident injury incident.

Functions mentioned above are only a short overview and restrictions exist. Consideration should be given to your goals, your finances and your needs and you should review the applicable Product Disclosure Statement (PDS) available on this website before choosing to purchase or continue to own any of these items. Australia has adopted the FSC Life Insurance Code of Practice, which sets forth minimal levels of services that clients can demand from insurance companies.

The general business partners' general business partners can also be valid. *If you achieve AIA Vitality Silver or higher you will receive a 10% discount on your RACQ accident insurance premiums on your next anniversary. In order to receive the 5% Life and Health Discount (LHD), you must have both RACQ Health Insurance and qualifying RACQ Life Insurance.

RACQ endowment insurance polices are eligible: In the case of group insurance, at least one of the assured lifes must have RACQ health insurance in supplement to a qualifying RACQ lifes insurance, and the LHD applies to both RACQ lifes insurance premia. If you have an RACQ annuity insurance plan, the LHD will be used for your next bi-weekly or quarterly installment.

When you have an yearly bonus rate, the LHD is used with immediate effect. LHD will still apply to your RACQ health insurance premia, provided you have RACQ health insurance and qualified RACQs. When you no longer have RACQ health insurance, the LHD will be withdrawn on your next anniversary of the insurance.

When the RACQ health insurance does not exist within or within 30 workingdays after the contract is concluded, the LHD will be withdrawn with effect from the conclusion of the contract for the rate of premiums per year. LHD is usually used for the overall premiums. As a rule, if you are entitled to further rebates (in excess of the LHD), we will offer each and every further rebate on the already reduced bonus.