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Health Insurance Administration - IMAN Australian Health Plan
Once you have taken out an IMAN Australian Health Plan, you can simply administer your insurance on-line. In this section you will find all the necessary information to apply for, update your contacts, update your members, change plans and register for acceptance giro.
IMAN can reimburse you for the costs of your IMAN Australian Health Plan for the period you are outside Australia if you complete the necessary application forms and enclose a copy of your flight tickets or your route if you are travelling outside Australia. For further information on how to manage your insurance, please call IMAN on +61 2 4914 1131 (outside Australia) or 1800 22 11 33 (free call within Australia).
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The Bupa watered down plan to limit coverage of gaps to legal clinics | Australia Newspapers
Bupa, the privately owned health insurance company, has diluted changes that would have meant that a patient would only be eligible for CAP coverage if he or she was cared for in Bupa-approved institutions after physicians and customers had responded. Physicians such as Australian Medical Association Chairman Michael Gannon reproached Bupa for moving towards a US-style healthcare system when the insurance said that from 1 August, "higher services will only be available if vendors decide to use the system in hospitals that have an arrangement with Bupa".
However, Bupa has tempered its position by saying that physicians and their clients who choose to use the open clinic will remain qualified for Bupa's surgical program as long as optional surgical treatments are available and prebooked. "Bupa is convinced, however, that those compelled to claim their personal health without choosing a physician, or those who choose to receive preferential treatment on the basis of their personal insurance, or those who choose not to receive preferential treatment on the basis of their personal insurance, do not preserve the health of Medicare or our system of government, and thus ensure that all personal payment is accompanied by genuine pre-booked personal treatment, support our initiative in providing government funding," the insurance company said in a declaration.
Bupa's Medicare Coverage Plan aims to remove or significantly lower the cost of healthcare associated with hospitals by allowing physicians to pay significantly more than Medicare. Currently, policyholders can select which hospitals they want to be treated in, even any government hospitals where their surgeons are allowed to work.
Bupa's CEO, Dr Dwayne Crombie, said he was aware that a client should be able to make the decision to have a personal life in a government clinic - and in fact a government clinic may be the best place to do so. She also criticised Bupa for informing one-third of her members in Australia that her policy would no longer cover replacement hips and knees, childbirth and other important ailments.
Tuesday, German Health Secretary Greg Hunt instructed the public defender of rights to examine Bupa for changes in politics and the coverage of gaps. Mr Bupa did not reply to Guardian Australia's question as to whether the complaint had increased following the political changes. However, in response to societal news, the insurance company reacted to the members' bewilderment and blamed the news outlets for "scaremongering".
Ian Burgess, CEO of the Medical Technology Association of Australia, said he welcomes Hunt's call for an inquiry by the Bupa public defender of rights. Our chosen strategy allows us to keep our journalists open and available to all, regardless of where they might be living or what they can afford. Our goal is to make our journalists more aware of where they are living.
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