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Krankenversicherung - Comparing and saving health insurance fees
Simply fill in a few blanks to find the best offer for your health insurance: Comparing what? Health insurance in Switzerland includes obligatory primary insurance and a broad spectrum of supplementary insurance. Everyone resident in Switzerland must take out primary health insurance, which is clearly laid down in the Health Insurance Act (KVG) and is the same regardless of their health insurance provider.
The health insurance funds are obligated to admit every candidate for primary insurance. In contrast to primary insurance, it differs from insurance company to insurance company. It' therefore deserving of comparison. In the case of supplementary insurance, it is up to the insurance companies to determine the premium by type of insurance exposure, i.e. by sex and according to the insured person in question. Grundversicherung is obligatory for everyone resident in Switzerland.
Once you have moved, you have three month to take out compulsory health insurance. Find out more about the trial here and find the health insurance company that suits you. It is worthwhile to take out insurance before the birth of your child, as most supplementary insurance can be taken out for your child without a medical examination.
You have three month after the delivery of the infant to find health insurance. If you organize these administration affairs in advance, you will have more free space to indulge your child after childbirth. Which is more important - to keep the premium low or to ensure good coverage of the potentially high cost of healthcare?
Health insurance funds offer the same coverage, as they are legally obliged to do so. Determine whether this is enough for your needs or whether you also need supplementary insurance. What do I do to change my insurance? You can change to another health insurance in Switzerland after you cancel your current insurance contract.
Every year you can terminate the policy until the end of November. What can I do to reduce my expenses for my health insurance? The health insurance funds offer the same protection, as they are legally obliged to do so. A lot of insured people are not courageous enough to opt for the highest excess of CHF 2,500.
Is your health insurance saving on servicing? What is the level of contentment of other insured persons with the services of their health insurance fund? You can now benchmark your customers' dissatisfaction. When you include your personal accident insurance in your compulsory health insurance, your medical expenses are insured for both accidents and sickness.
Here you will find the most common health insurance and change related FAQ.