How to get Private Health InsuranceAs you can take out a private health insurance policy
You can go to a government clinic in an emergency and be treated there, or your physician can transfer you if you need medical attention. For more information on private health insurance, please see the Department of Health and Ageing (external page). Could I file a complaint about a health insurance company? Yes, but you are advised to discuss your concern with your health insurance company first.
Should you not be happy with the result of this debate, please refer to the Private Health Insurance Ombudsman (external page).
Private health insurance - MLHD
When you have private health insurance, here is some information to help you better comprehend what it means to be accepted as a private health care resident in a Murrumbidgee Local Health District community outpatient. When can I choose to work as a private individual? Before, during or after your period in the hospital, you can opt for a private inpatient.
With whom can I discuss becoming a private individual? Please consult your hospital's healthcare provider, who will be able to review your health insurance and inform you of your possibilities. During your stay in our clinic, the personnel of the Inpatient Department, the Emergency Administration and the Ward Clerk can help you with all questions concerning private health insurance or put you in touch with the hospital's Patients' Representative.
There is no overnight surcharge for admission to the Murrumbidgee Local Health District. The patient is assured that the health care system will not overpay or overpay the cost of shelter. Our Simplified Invoicing System does not send you invoices from the hospitals. Directly from Medicare and your health insurance company, all hospital-generated bank statements are requested in your name.
When you have doubts about the doctor's invoices, please consult the hospital's patient representative. Occasionally, some physicians may levy shortfall charges for private outpatients. The majority of specialist companies, however, have agreements with health insurance companies to prevent the patient from bearing any outlay. Please refer to the patient representative of the clinic for further information.
Individuals receive privileged use of a private room if one is available. The majority of health insurance companies provide coverage for individual room occupancy in a government clinic. I' ll have the liaison officer of the clinic verify that for you. If you are a private individual, you can select the physician or specialists who will perform your care (if this physician has the right to be admitted to hospital).
Being a private individual, if you don't know any of the physicians, still means that the physician or healthcare professional takes over your responsibilities and can consult other physicians to support your upkeep. Where''s the cash from my health insurance going? Cash earned from health insurance companies is directly deducted from your municipal clinic and helps deliver service to everyone in the municipality.
The benefits will be for the good of your municipality if you use your private health insurance in your municipal health care facility. Should you have any question about private patients, please do not hesistate to contact us.