I need Affordable Health Insurance

Barrier-free and affordable health insurance

Privately Healthcare Australia is dedicated to working with the next federal government and industrial interest groups to deliver a viable and affordable health insurance system on all Australians' terms. Increased visibility, Accountability and competiveness along the entire healthcare continuum is crucial for the viability of the health care system. "PHA health insurers have pledged to make substantial investments to help consumer choice and use their health insurance and sustain an affordable personal healthcare system," said Dr Rachel David, head of PHA.

"We expect this work to be incorporated into the review of private health insurance in the near future," she said. Australia's health insurers also commend the comment made today in the media by PHI Review Chairman Graeme Samuel on viability and contribution growth. "The annual rate fixing cycles are already highly regulatory and are taken very seriously by health insurance companies that spend long periods of technical work on the process," said Dr David.

"Excessive prices are a catastrophe for health insurance companies that can't afford losing members. Today's PHA election platform describes the major reform needed to achieve a sound equilibrium in the health care system in Australia. A new government can act immediately to stop the bulging of privately insured individuals who need medicines that are on the Commonwealth prosthesis list.

The health insurance companies will give lower bonuses to members for every dollars they save by reforming prosthesis prices; the rules that allow state governments to make adjustments by imposing two burdens on individuals when they use the Medicare system should be reinforced. As a result, there is an unjustified $1 billion transfer of annual premium expenses to premium payments; the Ordinance obliges health insurers to charge non-tied hospital providers a charge for the provision of hospital care that is 85% of the mean of the amounts spent on tied hospital care, regardless of the hospital care provided.

It should be verified so that health insurance companies can discuss the best offer for members; implementing the results of the Medicare Benefits Schedule (MBS) review to avoid obsolete and lavish healthcare. The health insurers will further increase efficiency internally to keep cost low and increase visibility into the sector for the consumer's benefit," Dr David said.

"More than 13 million Australians depend on private health insurance to create safety and stability so they can get health care anytime, anywhere.