Insurance for one PersonOne-person insurance
Except you were living without medical insurance, you have no clue how frightening it is.
It was absurd luck that we were just barely rich enough to be qualified for Pennsylvania Medicaid and that it protected us from medically deprived people. By 5-foot-4, I was weighing 92 lbs, my organ was failure, and I needed immediate inpatient nursing. Every single one of the days I was there was more than $2,000, $60,000 in total, before I could be out.
One year later, when I was 15 years old, I had to remove the gall bladder, an accident that would have costs us $17,000 if Medicaid hadn't paid the bill. Altogether, within five years, my juvenile health care spending would have costs my whole familiy more than $100,000 without Medicaid - or the totality of what my Mom made in 10 years.
Aware of the label prices for fundamental processes - how much a Midnight Journey to the ER can costs "just to be safe" - I could never tell my colleagues how happy they were to take their healthcare for granted. However, I was not able to say how much a good night's journey to the ER could spend "just to be safe". Never did he fully understand the anxiety I felt with every indigestion, or why I didn't take part in the kinds of sport I liked in high schools for afraid to blow out my leg, my leg or my arm.
The Centers for Disease Control and Prevention reported that 28 million Americans did not have medical insurance last year. Congressional Budget Office predicted that the American Gesundheit Care Act, which was barely adopted by the House of Representatives, would leave 23 million more Americans without insurance by 2026. A lot of political leaders from both sides stress that this is not an affordable price crunch, but a huge loss of ownership.
It amazed me to see the indifference and lack of knowledge of those whose job it is to pursue a public healthcare strategy. Soon to be former Utah Congressman and House Oversight Committee Chairman Jason Chaffetz went on CNNs new day to defense the American Sanitation Act, and he had this to say:
Instead of getting the new iPhone they just want and want, they are spending hundred of bucks on it, maybe they should be investing in their own healthcare. However, for the tens of thousands of uninsured people who would be left without insurance by the Obama government, the Act has done little to make healthcare payable.
They were not better placed to pay for it for those trying to get through without insurance, the self-adulation among Democrats just wiped brine into their raw sores. He generalized the expectations of insurance, not nursing insurance. There was no need for cover of oral hygiene, and although it required some cover of psychological wellbeing, it was often inadequate.
Even more serious, it represented a new working class tax: the ridiculously titled "individual payout of joint responsibility," a $695 fine for the criminal inability to pay for personal insurance. It is difficult for those who have never seen an insurance hole before to assess their level of concern about unmet health needs. I am a doctoral candidate at Harvard today and have, at least for the time being, unbelievable insurance.
At a very low price, I have excellent dental care. My menstrual cycle, my diet, my diet, my blood glucose, my diet, my cholesterol level and my body mass are all in perfect accordance with every medically accepted norm. Every single months when I collect my recipes, I'm happy to know that I'm paying a $62 supplement for medications that would take me more than $500 a million without insurance.
Life in America without insurance entails the kind of angst that leads one not to take the coach because one is afraid of getting a chill, which could lead to a respiratory tract infections that could then become a persistent lung inflammation that requires a night in hospital that can costs several months' rents.
I' m afraid I'll never be able to avoid the threat of medically impoverished people. My Mum in 2011 without any personal negligence left her work as a storekeeper when the Borders bookshop closed the store and at the end of the 1950s left her as a women without insurance or rescue. For the next 18 month she would be looking for a career that would provide her with healthcare again.
In the years remaining before she qualified for Medicare, I'm afraid she'll lose her jobs again and find a diarrhea seizure before she goes bankrupt. Two years after the Affordable Care Act came into force in 2012, the insurance of my 30-year-old flatmate expired. Fearing that one of these days she might be knocked down by a coincidental illness, she was compelled to raise a pile of unpaid healthcare bills on her already substantial college loan portfolio.
Workers' couples have been crying out for years that they can't live under a for-profit system that seems to work only for insurance and pharma companies. You are not demanding reductions in taxes for the wealthy or sacrifices for the needy, but a healthcare system that works for everyone. However, to listen to representatives of both sides talking about why the needy are not covered, one would think that they are going to listen to a very different America than the one I know.