International Student Health InsurancePupils International Health Insurance
Health insurance for foreign students
A prerequisite for your student visas, if you are a foreign student on a limited student visas, is that you keep appropriate health insurance for the length of your visas. OSHC (Overseas Student Health Cover) is deemed to be appropriate health insurance. International pupils can use this kind of coverage to help pay for the health and social services they need during their stay in Australia.
The OSHC also covers health insurance and restricted medicines. When you are in Australia on a student student' Visa from the UK, Sweden, the Netherlands, Belgium, Slovenia, Italy or New Zealand, you can also request Medicare as part of your country's mutual health covenants. Norwegian, Finnish, Maltese and Irish nationals are not included in the scope of the agreement with these States.
All Medicare insurance to which you are eligible under a mutual health contract is taken out in supplement to OSHC. Mutual Medicare accessibility does not relieve you of the need to complete OSHC. Pupils from Sweden, Norway and Belgium may have specific regulations under their own domestic systems - ask the Ministry of the Interior whether they have specific regulations and whether they are exempted from the obligation to buy OSHC.
OSHC covers what? Occupational health and safety policy helps to recover the costs of hospitals and health care. Expenses are also reimbursed for outpatient clinic service, but only restricted expenses are applicable for medicines, capped at $50 per medicine and capped at $300 per year for individual memberships ($600 for members of the family).
If you need medication, especially oncological (cancer) therapy, which can cost ten thousand of dollar, you may have significant expenses out of your pockets. The OSHC does not assume any cost for general therapies (additional or additional services) such as tooth, optic or physical therapy. OSHC coverage can be obtained from an OSHC supplier or general coverage can be obtained from an Australia Health Insurance company.
OSHC can also be supplemented by other insurances such as international trip insurance. How can I buy OSHC? The OSHC is provided by certain insurance companies under an agreement with the Ministry of Health to ensure that appropriate health insurance is available to student at appropriate costs. Few registrated health insurance companies are offering OSHC: Since compliance with OSHC is a mandatory prerequisite for a valid passport, make sure you keep your insurance coverage up to date.
In the event that you are in default with your payment or extension of your coverage, you may be able to resume your coverage, but you may not be able to use any of the benefits you obtained during your default. When your Medicare or visas change at any given moment, contact your insurance company as soon as possible to find out if your coverage ratio is still appropriate.
Once your student student visas expire, you are no longer entitled to visit OSHC. They can then switch to resident insurance or a health insurance scheme for foreign visitors.