Maternity Medical Insurance

Everything about pregnancy and health insurance

The maternity insurance is one of the 10 main healthcare services that must be provided by all sickness funds, which are provided to individual persons, family and small groups. Under the Affordable Care Act 2014, maternity, childbirth and neonatal insurance became compulsory. How has the maternity insurance system improved?

Prior to 2014, maternity insurance was not a guarantee of benefits, and only about 12% of plan sales in the retail sector contained this cover, according to ObamaCareFacts.com. In addition, maternity was regarded as a pre-existing illness, which means that maternity insurance was either not available to those who were already expecting at the time of enrolment or would be more expensive.

It is the first in US U.S. historical experience that has given a woman guarantee of maternity insurance and is a clear benefit for a woman who is or may become pregnant. The maternity benefits provided by the sickness funds include: Ambulatory care facilities such as pre-natal and post-natal medical consultations, pregnancy screening forabetes, laboratory tests, medication, etc.

During the Open Enrolment Period, which begins on 15 November each year, you can register for insurance from the next year onwards or switch to another insurance policy at any point. Remember that pregnancy is not a qualified lifestyle experience that entitles you to register at any other season of the year or to modify your healthcare schedule.

Childbirth, however, is a qualified lifetime occurrence; childbirth initiates a 60-day specific registration deadline during which you, your partner and your child can take out and/or modify medical insurance. As maternity insurance has become a compulsory service, you can opt for one of the many insurance companies we provide.

In order to see what maps are available in your country, receive a free personalised quotation by typing your postcode above. If you are willing, you can see if you are eligible for a state grant to finance your insurance, and you can also submit an application for the medical insurance of your choice, easily on-line.