Medical Insurance Plans for Individuals 2017Health insurance plans for individuals 2017
A few qualifying events to enroll in health insurance are:.
In 2017, the four-person family, on aggregate, will be spending over $14,300 on health insurance premiums, according to the eHealth Price Index Report.
eHealth.com, the nation's first and biggest privately held on-line healthcare insurance market, has published its 2017 open enrolment period healthcare insurance price index review. It shows that the average cost of plan awards chosen by non-subsidized buyers on eHealth.com was $378 per month for individuals and $997 per month for two or more people's homes. eHealth has now posted cost and trend reports on non-subsidized buyers of medical insurance on its website through four successive national open registration deadlines under the Affordable Care Act (ACA).
The following are among the key features of the 2017 report: Personalized awards averted $378 per month, up 18% since the open sign-up phase in 2016. Since the open registration deadline of 2014, when key Affordable Care Act regulations came into force, there has been a 39% rise in mean premium for the single coverage chosen by eHealth buyers.
Averaging $997 per month, since 2016 there has been a 20% rise in government grants to support children. Mean bonuses for familial plans have risen by 49% since the open registration deadline of 2014, when key Affordable Care Act regulations came into force. Retention rates amounted to an estimated $4,449 for individuals and $8,232 for households. A yearly deductible for single plans rose by 2% in comparison to the open enrolment 2016, while a yearly deductible for domestic plans rose by 3%.
By 2017, the avarage four-member familiy will be spending more than $14,300 a year on bonuses. Mean per capita bonus for a four-person household was $1,195 per month, and mean per year excess for a four-person household was $8,044. HMO-like plans now make up more than half of all the plans chosen by buyers.
eHealth buyers opting for HMO plans rose from 39% in 2014 to 53% in 2017; now the number of buyers opting for PO plans has fallen from 46% in 2014 to 22% in 2017. There is a growing demand for the use of sterling silver. </ i>. Plans for the Silver Plan represented 33% of all plans chosen by eHealth buyers for 2017, up from 21% for 2014; now the proportion of plans for the bronze plan chosen by buyers has fallen from 47% in 2014 to 43% in 2017.
The results of the latest review come from an assessment of the plans chosen by more than 38,000 individuals and families insured with eHealth.com during the 2017 open registration deadline (November 1, 2016 - January 31, 2017). eHealth is one of the few organisations with domestic healthcare insurance information that largely mirrors consumers' purchasing behaviour and purchasing price in the self-purchased retail and home healthcare markets.
Analyzing e-chealth provides insight into the large segments of the personal and home healthcare insurance markets that may not be eligible for or choose to receive public funding and that may purchase cover from non-state stockmarkets. The information presented in eHealth's reports is exclusively provided using the tariffs for medical insurance claims filed by non-subsidized individuals through eHealth.com within the specified periods and not through a federal swap.
Requests from eHealth purchasers who have requested state grants (premium income taxes ) have been exempted from this review. It does not provide a complete overview of the cost of all plans available through eHealth, the whole markets or public stock markets. Unique premia, excesses and other characteristics of sickness insurance may differ significantly from average values or other presented statistical data.
More information on methodologies for collecting and analysing information can be found in the Methodological section at the end of the paper. eHealth, Inc. eHealth.com is the nation's first and biggest privately held on-line medical insurance marketplace where individuals, familys and small businesses can side-by-side browse, buy and register medical insurance policies from major insurance providers. eHealth provides access to hundreds of millions of individual, familial and small corporate medical insurance policies signed by many of the nation's top medical insurance providers.
The company (through its subsidiaries) is licenced to market medical insurance in all 50 states and the District of Columbia. The company also provides education services and high-performance on-line and pharmacy-based services that help Medicare recipients manage Medicare's medical insurance choices, pick the right plans, and sign up for selected plans on-line via Medicare. com (www.Medicare.com), eHealthMedicare.com (www.eHealthMedicare.com), and PlanPrescriber.com (www.PlanPrescriber.com).
See eHealth's Consumer Resource Center for more healthcare insurance messages and information.